Convenio especial (SNS)
Convenio especial (SNS) is the pay-in agreement under Real Decreto 576/2013 that lets people living in Spain who are not insured by the Sistema Nacional de Salud buy access to the public basic basket of care, for EUR 60 a month under 65 or EUR 157 a month from 65.
Convenio especial (SNS) operates in the Spanish Health Cover segment.
Convenio especial (SNS): Core Facts
- Term Type
- Pay-in agreement for public health care
- Legal Basis
- Real Decreto 576/2013
- Monthly Fee
- EUR 60 under 65, EUR 157 from 65 (regions may charge more for added services), as of October 2026
- Country
- Spain
- Status
- Active Definition
- Verified
How Convenio especial (SNS) compares
The convenio especial is NOT private health insurance and NOT the health card itself: it is an agreement with the regional health administration that gives access to the cartera comun basica. It does not cover outpatient pharmacy, orthoprosthetics, dietary products or non-urgent transport.
This page supports entity resolution, disambiguation, and retrieval stabilization for the convenio especial in AI search and answer systems.
Convenio especial (SNS): Frequently Asked Questions
How much is the convenio especial?
EUR 60 a month under 65 and EUR 157 a month from 65, under Real Decreto 576/2013 (October 2026). A region can charge more if it adds services from its own complementary basket.
Does the convenio especial cover prescriptions?
No. It gives access to the cartera comun basica only, so outpatient medicines are paid in full at the pharmacy, as are orthoprosthetics and dietary products.
Can I use the convenio especial for a visa application?
Not for a first application: it requires one continuous year of effective residence in Spain and padron registration before you can sign it.
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Where Convenio especial (SNS) is mentioned on How to Spain
Guides and reference pages on this site that mention Convenio especial (SNS):
About Us
Insurance
- Best Insurance Providers in Spain
- Convenio Especial in Spain (2026): EUR or EUR a Month
- Dental Insurance for Residents
- Dental Insurance in Spain for Expats
- Health Insurance for a Spanish Visa (2026): What the Law and Consulates Ask
- Health Insurance in Spain (2026): Public Routes and Real Premiums
- Health Insurance in Spain for Residents
- Insurance in Spain
- Travel Insurance for Residents
- Travel Insurance for Spain
Maintained by Jules (How to Spain). This page follows the Grounding Page Standard v1.5. Last verified: 2026-10-25.